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    • Are All Reverse Mortgages HECMs?
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Reverse Mortgage Lender
Ray Bennett
NMLS #361627
Phone: (310) 339-1056
Broker / CEO
Welcome to Trec Lending Inc.

We look forward to putting our mortgage services to work for you!

We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for great loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

Learn More About Me
Reverse Mortgage FAQs
How Does It Work?
Learn how a reverse mortgage could provide you more cash.
How It Works
reverse mortgage and family members
Facts For Family Members
Get informed about how everyone is affected by a reverse mortgage.
Adult Children
reverse mortgage calculator
How Much Could You Get?
Contact us today to see how much you could qualify for.
Get A Quote
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Is It Right for You?
Get the facts from a qualified reverse mortgage originator.
Get The Facts
Reverse Mortgages at a Glance

reverse mortgages

To qualify for a reverse mortgage you must:
Be at least 62 years old
Own your home
Have equity in the house to pay off any outstanding balances
Your home must be your principal residence
Meet minimum credit and income requirements
NMLS#: 361627
NMLS Consumer Access
Equal Housing Lender Affiliation

This information is not intended to be a substitute for legal, tax or financial advice. Consult with a qualified attorney, accountant or financial advisor for additional legal or tax advice. These materials are not from HUD or FHA and were not approved by HUD or a government agency.
* There are some circumstances that will cause the loan to mature and the balance to become due and payable. The borrower(s) must continue to pay for property taxes and insurance and maintain the property to meet HUD standards or risk default.. Credit is subject to age, minimum income guidelines, credit history, and property qualifications. Program rates, fees, terms and conditions are not available in all states and subject to change.

Ray Bennett
NMLS #361627
Phone: (310) 339-1056
Broker / CEO

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  • About Me
    • About Me
    • Disclosures & Licensing
  • Reverse Mortgages
    • Are All Reverse Mortgages HECMs?
    • How It Works
    • FAQs
    • HECM For Purchase Guidelines
    • The Reverse Mortgage Process
    • Top 10 Reverse Mortgage Questions
    • Reverse Mortgage Myths
    • Reverse Mortgage Resources
    • FHA-Insured
    • Choosing a Loan Originator
    • Intro to Reverse Mortgages
    • History of Reverse Mortgages
  • Who We Help
    • Seniors
    • Adult Children
    • Special Advisors
  • Free Consultation